Essential service

Bank account opening

Opening a Portuguese bank account has become genuinely hard, and AIMA asks for your account and statements when you apply for the residence card. We open it before you land.

A Portuguese IBAN for rent, utilities and salary, opened before you land.

For anyone who needs a local IBAN before arriving, and for D7 and Golden Visa files that require one.

Who this is for

When you need a Portuguese account

Several residence routes expect an account in your name with funds actually transferred in.

Paying rent, utilities or a salary into a Portuguese account
D7 and investment routes, where transferred funds form part of the file
Direct debits that non-Portuguese IBANs are refused for
Applicants who want the account open before arrival
What's included

3 steps, in order

Three steps, the same shape as every service we run.

1
Share your details
Identification, your NIF and proof of address, reviewed before anything is submitted.
2
We handle the submission
We prepare the account file and open it with our partner bank on your behalf.
3
Receive your IBAN
Your account details arrive by email, ready for rent, utilities and salary.
Timeline
Usually within a few business days
Our preparation

Our part is document preparation and the bank submission, and we confirm the current expectation on the call.

Authority processing

Bank onboarding and compliance review times vary by bank and by nationality. We tell you the current expectation before you commit.

We tell you the current expectation for your route before you commit, and what moved on your file each week after that.
Documents

What you need to have

The confirmed list comes with your quote. Anything marked for confirmation is checked against current rules for your nationality before you commit.

Passport, or national ID for EU citizens
Your NIF, we obtain this first if you do not have one
Proof of address, in your current country or in Portugal
Evidence of income or source of funds, in the form the partner bank asks for, which we confirm during the assessment
Pricing
EUR 350

No VAT if you live outside the EU. EU residents: EUR 430.50 including 23% VAT, added at checkout.

One fixed price. Bank requirements differ by nationality, so we confirm which bank fits your case before any work starts.

Free case check firstNo charge for the call, and no obligation after it.

Also available

Landing bundle: NIF, NISS, bank account and representation

The four things Portugal asks for first, handled together, one case owner.

EUR 450

No VAT if you live outside the EU. EU residents: EUR 553.50 including 23% VAT, added at checkout.

Questions

About this route

Something specific to your case?
Ask us directly and we will come back to you within one business day.
Ask us directly

Have an IBAN waiting when you arrive

We prepare the file and open the account with our partner bank on your behalf.

Or message us on WhatsApp →
No charge, and no obligation afterwards.
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